Terms of Use

Effective Date: 29th August 2025

Welcome to JoWard.org (“we,” “our,” or “us”). By accessing or using our website, booking services, or purchasing products, you agree to comply with these Terms of Use. Please read them carefully before using our website or services.

1. Acceptance of Terms

By using JoWard.org, you confirm that you are at least 18 years of age (or have parental consent if younger) and that you agree to these Terms of Use. If you do not agree, please discontinue use of this site and services.

2. Services Provided

JoWard.org offers:

Energy healing, hypnotherapy, Reiki, coaching, and intuitive services
Courses, workshops, and training (online and in-person)
Psychic and tarot/oracle readings
Digital downloads, guides, and audio recordings
Original artwork and print-on-demand products

All services are provided for personal development, insight, and educational purposes only.

3. Intellectual Property

All content, logos, graphics, course materials, and resources on JoWard.org are owned by Jo Ward (unless otherwise stated).
You may view or download materials for personal use only.
You may not copy, share, reproduce, or distribute content without prior written permission.

4. Bookings & Payments

All bookings and purchases are final and subject to our Purchase & Refund Policy.
Sessions must be booked in advance, and payment is required at the time of booking.
Prepaid packages must be used within the stated time frame.

5. No Medical, Legal, or Financial Advice

Our services, including psychic or intuitive guidance, do not replace professional medical care, therapy, legal advice, or financial planning.
By using our services, you acknowledge full responsibility for your choices and wellbeing.

6. Limitation of Liability

We make no guarantees of specific results from services, products, or training.
To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our site or services.

7. Third-Party Services

Some products (e.g., print-on-demand items) are fulfilled by third-party providers.
We are not responsible for delays, customs fees, or errors caused by third parties but will assist in resolving issues where possible.

8. Website Use

You agree not to:

Misuse this website or attempt to harm its functionality
Use this website to transmit harmful content or spam
Reproduce or exploit content for commercial purposes without permission

9. Privacy

We respect your privacy. Please refer to our Privacy Policy for details on how we collect, use, and protect your data.

10. International Clients

Our services are offered globally via Zoom, WhatsApp, and other online platforms. You are responsible for:

Ensuring you comply with your local laws
Covering any currency conversion or international payment fees

11. Modifications to Terms

We may update these Terms of Use at any time. Changes take effect immediately when posted on this page.

12. Governing Law

These Terms are governed by the laws of England and Wales, and any disputes shall be subject to the jurisdiction of English courts. International clients agree to this jurisdiction by using our services.